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Welcome to Tropical Smiles Dental! We want to let you know about all the financial options that you have available with our office. Feel free to ask the front office team about more information to sign-up for any of the following options. Certain restrictions may apply when using special financing. For “major treatment” our office extends a discount with the treatment paid in-full one week prior to the appointment date. You will receive a 5% discount on the patient portion using cash or check and a 3% discount for credit card transactions.

Dr Nitta offers a third-party payment plan called CareCredit with special financing options available upon credit approval. With CareCredit you would be able to make comfortable monthly payments to receive the recommended treatment you need right away. Applying is easy and convenient with instant approval by going online or a simple phone call.


This new program is our own in-house dental service plan that we are able to offer to our established patients. Plan for Health is perfect for patients without insurance or patients expected to reach their annual maximum benefit coverage. This exclusive plan allows us to reward our loyal patients for keeping their dental health a priority.
Membership Benefits:

  • Hygiene Visit every 3-6 months for adults, every 6 months for children
  • All exams including periodic, emergency and comprehensive
  • Four bitewings and two periapical digitals x-rays
  • 15% off all dental procedures and products

Benefits of our dental plan include:

  • No annual maximum
  • No deductible
  • No wondering whether insurance will pay towards your treatment
  • No waiting period-this means you can start treatment today!
  • No pre-authorization is ever required!
  • Cosmetic dentistry is included!

If you have questions regarding which insurances are accepted for our dentist in Kailua Kona, Hawaii, or would like to discuss payment options, please call Tropical Smiles Dental at 808-329-1715!